PUMPKIN-PERFECT RATES: Autumn Loan Deals You Can’t Resist!
As the crisp autumn air sets in, one thing is dropping faster than the temperature: our loan rates!
This season, Deepwater Industries FCU is excited to offer fall loan deals that will make you want to cozy up with savings. Whether you’re in the market for
a new car, planning a home renovation, or looking to consolidate debt, our competitive rates will help you make the most of your financial journey.
Don’t Miss Our Pumpkin-Perfect Rates!
- New Auto Loans: As low as 3.50% APR*
- Used Auto Loans: As low as 6.0% APR*
- Home Equity Loans: As low as 4.49% APR* (1st lien position)
- Personal Loans: Starting as low as 10.0% APR*
Start Saving Today!
- Verify your current balance on other credit cards
- Call or fax your balance information, and we’ll handle the details.
Manage your card with eZCard:
- View your balances and available credit online.
- Make payments and view statements.
- Sign up for purchase alerts for added security.
Start Saving Today!
Take advantage of these rates and make your dreams a reality. Scan the QR code to the right, call 856-299-1279, or visit deepwaterind.org to start your application.
*APR=Annual Percentage Rate. Effective dates 9/1/2024-10/31/2024. Rates are subject to change without notice. Subject to credit approval. Some restrictions may apply
Moving Soon? Your Dream Home Awaits!
Owning a home is a dream for many, and at Deepwater Industries FCU, we’re here to
help you buy your dream home
Our partnership with Member First Mortgage offers:
- Competitive Rates: Find a mortgage that fits your financial situation with rates designed to keep your payments affordable
- Variety of Options: From fixed to adjustable-rate mortgages, choose the plan that best suits your needs.
- Expert Guidance: Our team provides personalized support throughout the process, from pre-approval to closing.
- Convenient Online Application: Start your journey online with our secure application.
Make your homeownership dreams come true!
Whether buying your first home, upgrading to something bigger, or refinancing, we’re
here to support you.
Getting started is easy:
Visit https://mortgages.deepwaterind.org or contact Mortgage Consultant Chris Papagni at [email protected] or call 973-937-4934.
Loan approval is subject to creditworthiness and underwriting guidelines. Contact the credit union for complete details. Chris Papagni, NMLS #282725, is authorized to represent Member First Mortgage, LLC. For MLO licensing information, please visit NMLS Consumer Access.
Stay Connected with Us on Instagram!
Follow us @deepwater_fcu to stay updated with the latest news, events, and exclusive member content. Connect with our community, find financial tips, and get a glimpse behind the scenes at your favorite credit union. See you there!
International Credit Union Day: A Celebration of Cooperative Values
The New Year is a time of renewal; use it to make bold financial changes.
International Credit Union Day. This day highlights the cooperative spirit that makes credit unions unique — putting people over profits and fostering a sense of community.
Unlike banks, credit unions are not-for-profit, returning earnings to members through lower loan rates, higher savings rates, and fewer fees. Driven by the philosophy of “people helping people,” credit unions work to improve the financial well-being of their members rather than maximizing profits.
This year’s theme, “One World Through Cooperative Finance,” highlights the global influence of credit unions in empowering individuals. By providing access to affordable financial services, credit unions help strengthen economic resilience in communities around the world, creating lasting positive change for millions of members.
As a member of Deepwater Industries FCU, you’re not just a customer — you’re an owner. Every dollar you save or borrow strengthens the entire credit union community. This International Credit Union Day, let’s celebrate the power of cooperation and the difference we make together
HOLIDAY STRESS?
Skip A Payment — Not A Present!
The holidays can be a hectic and costly time. To help ease your financial burden, we’re offering a special Skip a Payment program. Choose to skip
your loan payment in December or January for just a $35 fee per loan. This option provides:
Easy Access For Holiday Shopping
When the holidays arrive, your savings — plus interest — are available for you to use. Whether for gifts, decorations, or a festive getaway, you’ll have the funds ready and waiting. Open your account today, and look forward to a happier holiday season.
- Extra Cash Flow: Use the money you would have paid toward your loan for holiday expenses or savings.
- Easy and Affordable: Contact us to request the skip, and we’ll take care of the rest. It’s a small way we can help make your holidays a little brighter.
Unwrap Your Dreams This Christmas With Our Holiday Loan
The holidays can be a time of joy but also financial stress. Whether you’re planning gifts, travel, or festive celebrations, our Holiday Loan
Special is here to help.
- Low Rates: Enjoy rates as low as 8.00% APR* to keep holiday spending manageable
- Flexible Repayment Terms: Easily repay with terms of up to 12 months.
- Quick and Easy Approval: Apply online or at any office for fast approval.
Choose Direct Deposit!
For a swift and secure tax refund, request Direct Deposit to Deepwater Industries. You’ll typically receive your funds within 21 days!
- 1. Use our Routing & Transit Number: 231277822.
- 2. Choose between a Checking or Savings Account.
- 3. Provide your member number.
Apply today, and let us help you unwrap your dreams!
Visit deepwaterind.org or call 856-299-1279, option three, to get started.
*APR=Annual Percentage Rate. Rates effective 11/1/2024-12/24/2024. Rates are subject to change without notice.
Subject to credit approval. Some restrictions may apply.
Stay Cyber-Safe:
Choose Your Credit Card When Shopping this Holiday Season.
What is a Trusted Contact Person?
With the holidays not far off and the rise of online shopping, protecting your financial
information is more important than ever.
Using your Deepwater Industries Credit Card instead of a debit card can offer additional layers of security:
- Fraud Protection: Credit cards typically provide stronger fraud protection, allowing you to dispute unauthorized charges and minimize immediate impact on your account and checking funds. Consumer Protection: Our credit card
- Consumer Protection: Our credit card offers additional benefits such as purchase protection and extended warranties, which can be valuable for big-ticket items.
- Credit Building: Responsible credit card use helps build your credit score, an essential factor in securing loans and favorable interest rates in the future. In addition to these benefits, our credit card offers a zero-liability policy, meaning you aren’t responsible for fraudulent charges if reported promptly. Moreover, credit cards feature robust support to handle disputes and issues.
These precautions let you shop with peace of mind, knowing your finances are
well-protected. Always stay vigilant and follow best practices to safeguard your information, such as using strong passwords and enabling two-factor authentication
Account Information Update
Please let us know if you have a new address, phone number, or email address. Having
your updated information ensures we can reach you when needed. It also keeps your
data safe and secure!
Banking Remotely: A Necessity, Not Just a Convenience!
Banking remotely offers unparalleled convenience and efficiency. With Online and Mobile Banking, you have 24/7 access to your accounts.
You can open accounts, apply for loans, make transfers, view balances, and pay bills—all without visiting our office.
Save time with up-to-the-minute account information on your mobile device. Enjoy the benefits of eStatements, which provide quicker access to information while reducing paper waste and the risk of identity theft. And take advantage of remote deposits sent instantly via your smartphone!
We encourage you to embrace our remote banking
services for a seamless and secure financial
experience.
- Fraud Protection: Credit cards typically provide stronger fraud protection, allowing you to dispute unauthorized charges and minimize immediate impact on your account and checking funds. Consumer Protection: Our credit card
- Consumer Protection: Our credit card offers additional benefits such as purchase protection and extended warranties, which can be valuable for big-ticket items.
- Credit Building: Responsible credit card use helps build your credit score, an essential factor in securing loans and favorable interest rates in the future. In addition to these benefits, our credit card offers a zero-liability policy, meaning you aren’t responsible for fraudulent charges if reported promptly. Moreover, credit cards feature robust support to handle disputes and issues.
These precautions let you shop with peace of mind, knowing your finances are
well-protected. Always stay vigilant and follow best practices to safeguard your information, such as using strong passwords and enabling two-factor authentication
Account Information Update
Please let us know if you have a new address, phone number, or email address. Having
your updated information ensures we can reach you when needed. It also keeps your
data safe and secure!
