Explore More, Worry Less!
Adventure is calling — and Deepwater Industries FCU can help you answer it with confidence.
- New RVs – Rates as low as 5.50% APR*
- Used RVs – Rates as low as 6.50% APR*
Why Choose Deepwater Industries?
- Customized financing to match your goals — with some of the lowest rates around!
- Flexible terms to keep payments manageable
- Fast, easy application — online, in person, or by phone
- Friendly, local service from people who truly care
Apply today and start your next journey, stress-free!
Fresh Starts, Fresh Spaces
Spring is the perfect time to step into the home you’ve always dreamed of. At Deepwater Industries Federal Credit Union, in partnership with Member First Mortgage, LLC, we’re here to guide you through your home-buying journey.
Why Choose Us?
Tailored Solutions: Explore a range of options designed to fit your unique needs and lifestyle.
Expert Guidance: Our experienced team will support you from your initial application to closing day.
Flexible Terms: Benefit from low closing costs and convenient terms to make your mortgage more affordable.
Explore Your Homebuying Budget
Not sure how much home you can afford? Our online mortgage calculators can help:
Estimate Affordability: Input your income, debts, and down payment to see what fits your budget.
Visualize Scenarios: Adjust variables like interest rates and loan terms to understand different payment options.
Plan Confidently: Use these insights to make informed decisions on your path to homeownership.
Visit deepwaterind.org/calculators to access our calculators and begin your journey toward homeownership this spring.
Loan approval is subject to creditworthiness and underwriting guidelines. Contact Chris Papagni at 973-937-4934 for complete details.
Stay Savvy Against Scams
Fraudsters are becoming more sophisticated, using tactics like urgent messages, fake websites, and impersonating trusted organizations to steal personal and financial information.
To protect yourself:
- Be Skeptical: If you receive unexpected calls, emails, or messages requesting personal information, verify the source before responding.
- Protect Personal Information: Do not share sensitive details like Social Security numbers or account credentials unless you know the recipient’s identity.
- Recognize Red Flags: Be wary of messages that create a sense of urgency or offer deals that seem too good to be true.
- Enhance Security: Use strong, unique passwords and enable multi-factor authentication on your accounts.
- Stay Informed: Regularly educate yourself about prevalent scams and fraud tactics.
If you suspect a scam:
- End Communication: Immediately stop all interactions with the suspected scammer.
- Report the Incident: File a report with the Federal Trade Commission at reportfraud. ftc.gov and notify your local law enforcement.
- Monitor Activity: Review your financial statements for unauthorized transactions.
Launch Your Teen’s Financial Journey
Account Highlights:
No Minimum Balance: Bank without the pressure of maintaining a minimum balance
Monthly Dividends: Earn dividends on balances over $500.
Earn dividends on balances over $500.
eStatements: Access statements quickly through Online Banking.
Overdraft Protection: Automatic transfers from savings help avoid overdraft fees.
Empower Your Teen with Digital Tools
Our Youth Checking Account includes a free debit card that works seamlessly with Apple Pay and Google Wallet, allowing teens to make secure, contactless payments. Parents
can stay in the loop with joint account access and monitor transactions through Online and Mobile Banking.
Start Your Journey
Is your teen ready to take the first step toward financial independence? Visit deepwaterind.org/checking or stop by our branch to open a Youth Checking Account today.
Budget-Friendly Summer Vacation Tips
Open a Travel Savings Account: Set aside funds for your vacation to track progress and avoid dipping into other savings.
Consider a Vacation Loan: Explore our loan options for extra funds with competitive rates and flexible terms.
Use Credit Card Rewards: Redeem travel rewards or cash back to offset expenses, and pay off balances promptly to avoid interest.
Inform Your Credit Union: Let us know your travel plans to prevent fraud alerts or card blocks while away.
Set Up Alerts: Enroll in text or email notifications to monitor real-time account activity.
Consider Travel Insurance: Protect your trip with insurance that covers cancellations, medical emergencies, and lost luggage.
With some planning, you can enjoy a memorable vacation without breaking the bank.
June is Elder Abuse Awareness Month
Protecting Seniors from Financial Exploitation
Elder financial abuse involves the unauthorized or improper use of an older adult’s funds, property, or assets, often by someone in a position of trust. It’s a growing concern that can devastate any senior’s financial stability and well-being.
Warning Signs
- Unexplained withdrawals or sudden financial changes
- Unpaid bills despite sufficient funds
- New individuals showing excessive interest in finances
- Changes in legal documents without a clear understanding
Preventative Measures
- Encourage open discussions about finances with trusted individuals
- Regularly review bank statements and financial documents
- Set up alerts for large transactions or account changes
- Ensure legal documents are current and reflect true intentions
If you suspect financial abuse, report it to local Adult Protective Services or law enforcement. Protecting our elders is a community responsibility. For more resources, visit deepwaterind.org.
Source: lifebridgehealth.org
Showers of Savings
Fresh Rates & No Payments for 90 Days — Now through May 31!
- New Auto Loans: as low as 4.99% APR*
- Used Auto Loans: as low as 5.49% APR*
- Home Equity Loans: as low as 4.49% APR* (1st lien)
- Personal Loans: as low as 10.00% APR*
Opportunities are blooming — don’t miss out!
Apply today or call 856-299-1279.
*APR = Annual Percentage Rate. Rates are effective as of 4/1/2025 and are subject to change without prior notice. Your rate may vary based on your term, credit history, and credit score. Members must have an account in good standing.
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