Inflation is hurting everyone’s budgets. According to US Labor Department data, the annual inflation rate for the United States is 6.5% for the 12 months ended December 2022, after a previous increase of 7.1% in 2021. This equates to higher prices everywhere.

Amidst today’s soaring prices, it’s time to fight back!

We all feel the pain of rising prices, from food to fuel to utility costs. But as a Deepwater Industries member, you have a secret weapon — affordable financing options. We can help lower what you’re paying on today’s loans and make future purchases more affordable.

We can help you to make a special purchase or refinance high-rate debt. Our goal is to save you money every month and keep payments low — while still helping you achieve your financial goals. You can finance any need, but there are three essential products to consider:

• Home Equity Loans
• Vehicle Loans & Refinances
• Personal Loans

A fixed rate as low as 4.49% APR*

• • Refinance from another lender or borrow new funds.
  • Consolidate debt, make a special purchase, or get funds for spring.

Home Equity Loans are the perfect option if you’re a homeowner.

You’ll save with an excellent low rate — one of our lowest available — and can use the funds for any purpose, such as home improvements or a new vehicle. Other uses include paying for a wedding, college, a dream vacation, starting your own business, or a second home. It’s also an excellent choice for debt consolidation. You can eliminate high-rate debt and roll it into one lower, more affordable monthly payment.

New as low as 3.49% APR*
Used as low as 4.50% APR*

• • Refinance your current vehicle for lower monthly payments.
  • Or trade up for something better!

Consider refinancing if you’re stuck in a high-rate dealer loan.

It’s easy to buy at the dealership and accept the financing as part of the purchase. But remember, the rate you pay dramatically impacts your monthly payment. With an easy refinance, we can help lower your rate and monthly payments.

If you’re buying new, consider getting preapproved for the financing. You can often negotiate a better price for the car, and you’re more likely to stay within budget. It also keeps you in control of the transaction.

As low as 10.0% APR*

• • Pay off other bills and pocket the savings.
  • Use the funds for any purchase or project!

Personal Loans are another flexible financing option. You’ll be approved for the funds on your signature alone. Complete home or car repairs, pay off high-rate credit cards, or do something fun! The choice is yours.

Apply here or call 856-299-1279, then press #3. We’ll sit down and review your credit report and look for ways to help you save. We can also craft a flexible plan to help you pay down debt faster or make other dreams attainable.

Invite your friends and family to join Deepwater Industries. Or check out the select employer groups we serve. Chances are, someone you know can become part of our financial family!

*APR = Annual Percentage Rate. Rates effective as of 2/1/2023 and subject to change without prior notice. Your rate may vary based upon term, your credit history, and credit score. Members must have an account in good standing.

Source: https://www.usinflationcalculator.com/inflation/current-inflation-rates/