A Certificate of Deposit guarantees a return and earns more interest than Regular Savings. Choose from terms ranging from 1 to 5 years and lock in your rate. Longer terms earn higher rates and dividends.


  • Requires just $500 to get started
  • Fixed rate for fixed term
  • No additional deposits allowed during term
  • Early withdrawal penalties apply
  • Most dividends compounded quarterly, paid quarterly

Rates are accurate as of June 25, 2020.
Rates are subject to change at any time.
Fees could reduce the earnings on the account.

Rates offered are subject to credit worthiness; contact a Deepwater employee for further information.

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