The only thing better than free checking is free checking that also earns interest. Earn up to .10% APY when you open a Checking Account. Plus, there are no monthly fee or per-check charges to nickel and dime you. And it's easy to manage your Accounts even when we are closed.


Log into Online Banking or Mobile Banking to view balances, transfer funds, and more.


When you choose to use paper checks, no worries. Your first order of checks is on us; subsequent orders cost only the printer fees.



o Monthly dividend with a $500 balance

o No minimum balance required to open and maintain your account

o No monthly fees

o No per-check charges

o Free MasterCard debit card

o Automatic transfers from savings accounts for overdrafts

o First order of checks is free. Subsequent orders are billed for exact amount charged by printer (We don't add on fees)

o Easy re-order of checks directly from our website

o Free checks for seniors 55 and over


Debit Cards

A Deepwater debit card is free and comes with every Deepwater checking account. It is a debit card and an ATM card all rolled into one. Just present it wherever MasterCard is accepted and the transaction amount is deducted right from your checking account. Use it for signature or pin-based debit transactions at point-of-sale -- it's your choice!

ATM Cards

Do you want access to your money 24/7 but aren't interested in using a debit card for purchases? Or maybe you are younger than 18 years old but want the safety-net of always having access to your money. Then an ATM card is just right for you. Instead of being tied to a checking account, your ATM card will access your MAC savings account. It is not connected to MasterCard, but can be used at ATMs world-wide.


o 24 hour world-wide ATM access

o No surcharges at Deepwater or Mannington Mills ATMs


o Access to 55,000 ALLPOINT surcharge-free ATMs

o In network ATM transactions include: withdrawals, deposits of cash or checks (not all ATMs will accept deposits) and check available balances



  • To order a debit or ATM card stop by our office today.


  • Travel: If you plan to travel outside your normal spending area, contact us to ensure your card will work properly.


  • Lost or stolen cards: Call us right away at 856-299-1279 Monday-Friday 8:30 a.m. - 4:30 p.m. After hours, call 1-800-472-3272.

You can find the Allpoint ATMs closest to your home, office or vacation spot by visiting The locator will then   display the Allpoint ATMs most conveniently located to you. To identify the Allpoint ATMs at retail outlets, look closely for the green Allpoint logo or ask for assistance.


Note: ATMs which are owned by other financial institutions, but are located in grocery stores and other retailers are not part of the Allpoint network.

Deepwater Industries Federal Credit Union - Deepwater, NJ - Copyright 2017.

Routing #:   231277822                   NMLS# 431607